10 Great Reasons to Retire to Florida

Florida Retirees
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Welcome Guest Contributor, Danielle K Roberts, co-founder of Boomer Benefits.

While you’re reading this article and trying to decide whether Florida is the best place to retire, about 1,000 people have already made the move. Roughly 350,000 people a year relocate to the Sunshine State to take advantage of the climate, the people, and the low cost of living. 

If you’re approaching your golden years and want to know the perfect place to retire, here are 10 reasons Florida makes the grade. 

1. Florida is a Boomer state

You’ll have plenty of company if you choose to call Florida your retirement home. There are currently 3.3 million seniors in Florida, a number expected to reach 6 million by 2030. Depending on where you settle down, you’ll probably be surrounded with people just like you. 

Top choices for retirees?

  • Punta Gorda, where the median age is 65
  • The Villages, with over 100 miles of golf cart paths
  • Naples, for its great beaches, healthcare, and its Blue Zone rating
    —one of the happiest places to live
  • Palm Beach, where the wealthy have always gone to retire
  • Venice, for its low crime rate and big-city amenities

2. The sunshine is reliable

Most Florida cities have sunshine about 240 days a year—and even when it’s raining or overcast, it doesn’t last long. Tolerable temperatures, limited precipitation, and lots of sun means you can be outside pretty much every day of the year. 

3. It’s super tax-friendly

You can save a ton of money if you move to Florida from a heavily taxed state. In fact, the state ranks in the top 10 most tax-friendly states for retirees, possibly because it has no state income tax. 

Sales tax, however, is a different story. The state’s 7% sales tax is just a baseline; some cities or counties add their own sales tax on top of it. Be sure to read applicable tax laws before you decide to move. 

4. You can still find a cheap home

Although there are beachfront homes that sell for well above $1 million, the median sale price for a three-bedroom home is about $250,000. In Daytona Beach and Gainesville, that figure drops below $200,000.

If you’re looking for a place where you get a lot of bang for your real estate buck, it doesn’t get much better than Florida. 

5. The cost of living is low in most cities

According to Area Vibes, the average cost of living in Florida cities rates a 93 out of 100. Housing, utilities, and health care are all below the national average. 

At the granular level, several cities are exceptionally cheap in terms of overall cost of living. Kissimmee, Cape Coral, and Orlando are just a few where you can stretch a dollar. 

6. Florida’s health care is world-class

With so many seniors living in the state, is it any wonder geriatric health care is near the top in Florida? The hospitals are world renowned and the doctors are recognized for their excellent treatment of seniors. Overall, state health care costs are well below the natural average so your Medicare costs will be low—and there are plenty of great Medicare Advantage plans to choose from. 

7. You have access to international airports no matter where you live

No matter where you settle in Florida, you’re close to an airport that can get you close to family members and friends in both the U.S. and overseas. When your newest grandchild is on the way or you want to celebrate the holidays with one of your children, you’re always just a few minutes from your flight. 

8. An active lifestyle is part of the culture

Gorgeous golf courses, beautiful beaches, and thousands of pools and fitness centers make it clear this is a state for people who love exercise and adventure. You can swim, golf, play tennis, surf, fish, and do any number of outdoor activities to stay in shape. 

And if physical exertion isn’t your thing, there are hundreds of galleries, museums, concerts, and restaurants. You’ll never be bored. 

9. Eat it all

Florida’s major cities boast some of the best restaurants in the world. If you’re a foodie, places like Miami, Palm Beach, Naples, Orlando, and Boca Raton have world-class restaurants to tempt your palate. And if you like to go more low-brow, you can’t beat the fresh seafood at the local cafes and eateries. 

10. Your grandkids will love it

Miles of white-sand beaches, abundant public parks and playgrounds, plus the best theme parks in the world are right here in Florida. What could possibly be better than a trip to Disney World, Universal Studios or SeaWorld with Grandma and Grandpa?

No matter where you make your retirement home in Florida, you’ll fall in love with the endless sun and mild winters. 

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